Navigating regulatory complexity with precision, control, and audit confidence
Financial institutions face relentless regulatory pressure from ECB, PRA, FCA, and ESMA. Regulatory breaches, slow reporting cycles, inconsistent data lineage, and repeat audit findings create risk and cost. I deliver regulatory change programmes with audit-ready quality and speed.
Is this you?
- ❌ Regulatory breaches or near-misses creating reputational risk
- ❌ Inconsistent data lineage - can't trace data from source to report
- ❌ Slow reporting cycles - struggling to meet deadlines
- ❌ Audit challenges - findings related to data quality, controls, or attestation
- ❌ Fragmented processes - different approaches across regions/desks
- ❌ Remediation fatigue - same issues keep coming back
If these sound familiar, you need expert regulatory transformation support.
What I deliver
Regulatory Gap Assessments
- Current state analysis - What you do today vs. what regulators expect
- Gap identification - Where you fall short
- Impact analysis - What happens if you don't close gaps
- Prioritization - Which gaps to fix first
Regulatory Process Flows (BPMN 2.0)
- End-to-end regulatory flows - From data capture to submission
- Control points - Where checks and validations occur
- Exception handling - What to do when things break
- System interactions - How platforms support compliance
Data Lineage Documentation
- Source to report - Full traceability of regulatory data
- Transformation logic - How data changes at each step
- Reconciliation points - Where data is validated
- Ownership - Who is accountable for what
Minimum Control Standards (MCS)
- Control frameworks - What controls must exist
- Control design - Preventative vs. detective
- Control testing - How to validate effectiveness
- Control owner accountability - Clear RACI
Remediation Workplans
- Structured approach - Phased remediation roadmap
- Milestones & deadlines - Clear delivery timeline
- Ownership & accountability - Who does what
- Progress tracking - Weekly status and risk reporting
Audit Response Packs
- Evidence packs - Documentation to satisfy auditors
- Control testing results - Proof of effectiveness
- Attestation statements - Senior management sign-off
- Remediation status - Closed findings with evidence
Specializations
ECB/SSM Programmes
- Supervisory review findings
- SREP action plans
- ECB thematic reviews
- Operational risk frameworks
Liquidity Reporting (LCR/NSFR)
- LCR daily reporting processes
- NSFR quarterly submissions
- Data lineage and reconciliation
- Intraday liquidity monitoring
Trade & Transaction Reporting
- EMIR, MiFID II, SFTR reporting
- Data quality and completeness
- Break analysis and remediation
- Regulatory submissions
Attestation Frameworks
- Senior management attestation
- Control certification
- Regulatory sign-off processes
- Quarterly/annual attestation cycles
Fee & Brokerage Reconciliation Control Uplift
- Fee/brokerage break analysis
- Control design and implementation
- Reconciliation process redesign
- Data quality improvement
Data Lineage & Data Quality Programmes
- End-to-end data flow mapping
- Data quality metrics and dashboards
- Data governance frameworks
- Master data management
What this solves
Regulatory Breaches
Identify and remediate compliance gaps before regulators do.
Inconsistent Data Lineage
Build crystal-clear traceability from source systems to regulatory reports.
Slow Reporting Cycles
Streamline processes, automate checks, and accelerate submissions.
Audit Challenges
Provide audit-ready documentation and evidence that closes findings fast.
Fragmented Processes Across Regions
Standardize and harmonize regulatory processes globally.
Deliverables
You receive Tier-1 bank quality regulatory transformation outputs:
✅ Regulatory Gap Assessments
✅ Regulatory Process Flows (BPMN 2.0)
✅ Data Lineage Documentation
✅ Minimum Control Standards (MCS)
✅ Remediation Workplans
✅ Audit Response Packs
✅ Control Testing Evidence
✅ Attestation Frameworks
All audit-ready and regulator-approved.
Who this is for
- Investment Banks - Capital markets, trading, treasury operations
- Commercial Banks - Payments, retail, wholesale banking
- Asset Managers - Fund operations, regulatory reporting
- Broker-Dealers - Trade reporting, transaction surveillance
- Insurance Companies - Solvency II, capital requirements
Typical engagement
Week 1-2: Regulatory Gap Assessment
- Regulatory requirements review
- Current state analysis
- Gap identification and impact assessment
- Prioritization and roadmap
Week 3-8: Process & Control Design
- Regulatory process flows (BPMN)
- Data lineage mapping
- Control framework design
- MCS documentation
Week 9-12: Remediation & Implementation
- Remediation workplan execution
- Control testing
- Stakeholder training
- Audit evidence preparation
Week 13+: Attestation & Handover
- Senior management attestation
- Audit response packs
- Regulatory submission support
- Handover to BAU teams
Pricing
Regulatory Gap Assessment: £12k - £22k
Duration: 2-3 weeks
Scope: Single regulatory domain (e.g., LCR, EMIR, MiFID II)
Regulatory Transformation Programme: £45k - £120k
Duration: 10-16 weeks
Scope: Full lifecycle (gap analysis → remediation → attestation)
Ongoing Regulatory Support: £12k+/month
For continuous regulatory change management
Real results
Tier-1 Investment Bank (EMIR Reporting)
Challenge: EMIR data quality issues, 20% rejection rate, FCA review pending
Delivered: End-to-end data lineage, control uplift, break remediation process
Result: Rejection rate down to <2%, FCA review passed
European Commercial Bank (Liquidity Reporting)
Challenge: ECB finding on LCR data quality and control gaps
Delivered: Data lineage, control framework, daily reconciliation process, MCS
Result: ECB finding closed, daily LCR reporting now automated
Global Asset Manager (MiFID II Transaction Reporting)
Challenge: Missing reporting, incomplete data, audit red flags
Delivered: Regulatory gap assessment, process flows, data quality controls
Result: 100% reporting completeness, audit approval
Start here
Free: Regulatory Readiness Check
Send me your regulatory domain (e.g., LCR, EMIR, MiFID II). I'll send back a 10-minute Loom with:
- Common gaps I see in that regulation
- Key risks and red flags
- Quick wins for compliance
Paid: Choose Your Engagement
Regulatory Gap Assessment (£12k-£22k, 2-3 weeks)
- Regulatory requirements review
- Current state analysis
- Gap identification
- Impact assessment
- Remediation roadmap
Regulatory Transformation Programme (£45k-£120k, 10-16 weeks)
- Full gap analysis
- Process flows & data lineage
- Control framework design
- Remediation execution
- Audit response packs
- Attestation support
Ongoing Regulatory Support (£12k+/month)
- Continuous regulatory change management
- New regulation implementation
- Control monitoring
- Audit support
Why work with me
✅ Tier-1 bank experience - Delivered ECB, PRA, FCA programmes
✅ Regulatory expertise - Deep knowledge of LCR, EMIR, MiFID II, SFTR
✅ Audit-ready quality - Documentation regulators and auditors approve
✅ Data lineage specialist - End-to-end traceability is my strength
✅ Fast delivery - Remediate findings in weeks, not years
What makes great regulatory work
Bad regulatory work:
- ❌ "Check the box" compliance with no real control
- ❌ No data lineage or traceability
- ❌ Missing control testing
- ❌ Repeat findings every audit
- ❌ Manual, error-prone processes
Great regulatory work:
- ✅ Crystal-clear data lineage (source → report)
- ✅ Robust control framework (preventative + detective)
- ✅ Audit-ready evidence and attestation
- ✅ Automated checks and validations
- ✅ Sustainable, repeatable processes
- ✅ Zero repeat findings
Next steps
- Free Readiness Check - Tell me your regulatory domain
- Discovery Call - 30-minute discussion of your regulatory challenges
- Proposal - Scoped engagement with clear deliverables
- Kick-off - Start gap assessment in week 1